Recently, one of the big three credit bureaus, Transunion, settled on a class action lawsuit for re-selling consumers private information. The settlement includes providing consumers with free credit monitoring or a possible cash payment…but you must apply for this benefit by September 24, 2008. You are eligible if you have obtained credit from January 1, 1987 to May 28, 2008–including mortgages, car loans, credit cards, etc.
For more information, or to apply, visit www.listclassaction.com.
I encourage you to take advantage of this opportunity. It just takes a few minutes to sign up! This is especially important as banks are cutting back credit limits for credit cards and home equity lines of credit which may greatly impact your credit score. More on that to follow.